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Directory of mortgage lenders in Spokane Valley, Washington. Verify credentials with the state mortgage licensing authority before hiring.
12 agents listed
Updated May 2026
Spokane Valley, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 12 mortgage lenders in Spokane Valley, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hunter Zier - Canopy Mortgage
11917 E Broadway Ave STE 201, Spokane Valley, WA 99206
5098637008
Bo Chalich - Home Loans
17018 E Sprague Ave Ste 104, Spokane Valley, WA 99037
5097101812
Teddy Urlacher
11703 E Sprague Ave Suite B-2, Spokane Valley, WA 99206
5099613645
David Kelly | Lesser Lending Group
11917 E Broadway Ave STE 201, Spokane Valley, WA 99206
5097498587
Evergreen Home Loans Spokane NMLS 1748276
2818 N Sullivan Rd Ste.100-1021, Spokane Valley, WA 99216
5092099873
Michelle Fort
11703 E Sprague Ave Suite B-2, Spokane Valley, WA 99206
5093896088
Shawn Lloyd - Mortgage Professional
2818 N Sullivan Rd Suite 100, Office 56, Spokane Valley, WA 99216
5099930856
Julia Hansen - CMG Home Loans
2818 N Sullivan Rd Ste 100-1081, Spokane Valley, WA 99216
5097172103
Tim Windhorst at HHL Group - NMLS 51277
1227 N Argonne Rd Suite B, Spokane Valley, WA 99212
5095993095
Brad Patshkowski at HHL Group (NMLS #71298)
1227 N Argonne Rd Suite B, Spokane Valley, WA 99212
5092303765
Mortgage Warehouse
13617 E 14th Ct, Spokane Valley, WA 99216
5098929014
CMG Home Loans
16114 E Indiana Ave #310, Spokane Valley, WA 99216
2029539504
Mortgage lenders in Spokane Valley Washington help home buyers and homeowners secure financing for property purchases or refinancing. Washington state law requires all mortgage loan originators to be licensed through the Department of Financial Institutions. Local lenders understand Spokane Valley market conditions and can guide you through the loan process from pre approval to closing.
What Does a Mortgage Lender in Spokane Valley Cost?
Typical costs for a mortgage in Spokane Valley include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs around 1,500 to 2,500 dollars. Closing costs generally total 2 to 5 percent of the purchase price. Washington also charges a mortgage recording tax of about 0.1 percent of the loan amount. Costs vary by lender loan type and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Spokane Valley?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Washington lenders also require a credit check and proof of assets. Self employed borrowers may need additional documentation like profit and loss statements.
How long does the mortgage process take in Washington state?
The mortgage process in Washington usually takes 30 to 45 days from application to closing. This timeline includes underwriting appraisal and final approval. Delays can occur if additional documentation is needed or if the property has issues.
Are there special mortgage programs for first time home buyers in Spokane Valley?
Yes Washington offers the Washington State Housing Finance Commission programs for first time buyers. These include down payment assistance and lower interest rate loans. Eligibility depends on income and purchase price limits set by the program.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.