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Find Mortgage Lenders in Stanwood, WA

Compare mortgage lenders in Stanwood. Review contact information and insurance categorys before you decide.

8 agents listed
Updated May 2026
Stanwood, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 8 mortgage lenders in Stanwood, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Northwest Plus Credit Union - Stanwood
9225 271st St NW, Stanwood, WA 98292
4252971000
WaFd Bank
9025 271st St NW, Stanwood, WA 98292
3606292123
Equity Solutions NW
9715 271st St NW Suite 3, Stanwood, WA 98292
4253592287
Vince Thomas & Co
9715 271st St NW NW, Stanwood, WA 98292
4253592287
LeaderOne Home Loans-Breanna Jeter(Studley)
7359 267th St NW ste e, Stanwood, WA 98292
4253149898
Chase Mortgage
26603 Lindstrom Rd, Stanwood, WA 98292
3606293552
Evergreen Home Loans Stanwood One NMLS 1543142
9902 270th St NW Suite B, Stanwood, WA 98292
3606546830
Alphabetasoup LLC
30202 52nd Ave NW, Stanwood, WA 98292
4253226726

Mortgage lenders in Stanwood, Washington help homebuyers and homeowners secure financing for residential properties. Washington State law requires lenders to be licensed through the Department of Financial Institutions. Local lenders understand the unique real estate market in Snohomish County and can guide you through conventional, FHA, and VA loan options.

What Does a Mortgage Lender in Stanwood Cost?

Typical costs for a mortgage lender in Washington include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $500 to $700, and title insurance costing $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. These amounts vary by loan size, property value, and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Stanwood?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Washington lenders also require a credit report and proof of employment. The exact list depends on your loan type and lender requirements.
How long does the mortgage process take in Washington?
The process usually takes 30 to 45 days from application to closing. Washington State law requires a minimum three-day right of rescission for refinances. Delays can occur if additional documentation is needed.