Find Mortgage Lenders in Beckley, WV
Browse mortgage lenders serving Beckley, West Virginia. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of West Virginia before hiring.
Showing 13 mortgage lenders in Beckley, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Beckley Cost?
Typical costs for a mortgage in West Virginia include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,000. Closing costs in Beckley generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Beckley?
You typically need pay stubs, tax returns, bank statements, and photo identification. West Virginia lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in West Virginia?
The process usually takes 30 to 45 days from application to closing. West Virginia law requires a three-day right of rescission for most refinances, which can add to the timeline.
What types of mortgage loans are available in Beckley?
Common options include conventional loans, FHA loans, VA loans, and USDA loans. West Virginia offers special programs for first-time homebuyers and rural property owners through the West Virginia Housing Development Fund.