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Looking for a mortgage lender in Fairmont? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Fairmont, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 6 mortgage lenders in Fairmont, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Fairmont, West Virginia help home buyers and homeowners secure financing for home purchases and refinancing. West Virginia law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local lenders are familiar with Fairmont real estate market conditions and can guide you through the loan process.
What Does a Mortgage Lender in Fairmont Cost?
Typical costs for a mortgage lender in West Virginia include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of $400 to $600, and title insurance costing $500 to $1,000. Closing costs generally range from 2 to 5 percent of the purchase price. These costs vary by loan type and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Fairmont?
You typically need proof of income, tax returns, bank statements, and identification. West Virginia lenders also require a property appraisal and title search to confirm ownership.
How long does the mortgage process take in West Virginia?
The process usually takes 30 to 45 days from application to closing. West Virginia law requires a three day right of rescission period for refinances, which can extend the timeline.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the West Virginia.