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Find Mortgage Lenders in Fairmont, WV

Browse mortgage lenders serving Fairmont, West Virginia. Contact information and addresses listed below.

6 agents listed
Updated June 2026
Fairmont, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of West Virginia before hiring.
Showing 6 mortgage lenders in Fairmont, WV Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
loanDepot
110 Merchant St #201, Fairmont, WV 26554
(304) 376-1228 loandepot.com
Laura Candell at Rate (NMLS #1583191)
110 Adams St 1st Floor Offices 101 & 103, Fairmont, WV 26554
(304) 451-1742 rate.com
Laura Candell, Guaranteed Rate
110 Adams St First Floor, Suite 101, Fairmont, WV 26554
(304) 476-4167 rate.com
Ryan Ford - MVB Mortgage/Intercoastal Mortgage, LLC
301 Virginia Ave, Fairmont, WV 26554
(304) 376-1228 intercoastalmortgage.com
Marcie A Hayhurst - Truist Mortgage Loan Officer
401 4th St, Fairmont, WV 26554
(304) 368-3228 truist.com
Marcie Hayhurst at Rate (NMLS #431177)
110 Adams St 1st Floor Offices 101 & 103, Fairmont, WV 26554
(304) 451-1744 rate.com

Mortgage lenders in Fairmont, West Virginia help home buyers and homeowners secure financing for home purchases and refinancing. West Virginia law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local lenders are familiar with Fairmont real estate market conditions and can guide you through the loan process.

What Does a Mortgage Lender in Fairmont Cost?

Typical costs for a mortgage lender in West Virginia include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of $400 to $600, and title insurance costing $500 to $1,000. Closing costs generally range from 2 to 5 percent of the purchase price. These costs vary by loan type and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Fairmont?
You typically need proof of income, tax returns, bank statements, and identification. West Virginia lenders also require a property appraisal and title search to confirm ownership.
How long does the mortgage process take in West Virginia?
The process usually takes 30 to 45 days from application to closing. West Virginia law requires a three day right of rescission period for refinances, which can extend the timeline.
Are there first time home buyer programs in Fairmont?
Yes, the West Virginia Housing Development Fund offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require home buyer education courses.