ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a mortgage lender in Morgantown? Review the directory below to compare your options.
20 agents listed
Updated June 2026
Morgantown, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of West Virginia before hiring.
Showing 20 mortgage lenders in Morgantown, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kim Barnum - MVB Mortgage/Intercoastal Mortgage, LLC
Typical mortgage lender costs in West Virginia include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,200 dollars. Closing costs in West Virginia generally range from 2 to 5 percent of the purchase price. Note that costs vary by case and this is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Morgantown West Virginia?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid photo ID. West Virginia lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in West Virginia?
The mortgage process usually takes 30 to 45 days from application to closing. West Virginia law requires a 3-day right of rescission period for most refinances under the Truth in Lending Act.
Are there first-time home buyer programs in West Virginia?
Yes the West Virginia Housing Development Fund offers down payment assistance and fixed-rate mortgages for first-time buyers. These programs have income limits and require completion of a home buyer education course.
Get matched with agents in Morgantown who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of West Virginia.