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Find Mortgage Lenders in Scott Depot, WV

Browse mortgage lenders serving Scott Depot, West Virginia. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Scott Depot, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 2 mortgage lenders in Scott Depot, WV Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Mortgage
80 Great Teays Blvd, Scott Depot, WV 25560
3047601101
Chase Home Lending
210 Great Teays Blvd, Scott Depot, WV 25560
6026637471

Mortgage lenders in Scott Depot, West Virginia help homebuyers and homeowners secure financing for purchases and refinances. West Virginia law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the unique housing market in Putnam County and can guide you through state-specific closing procedures.

What Does a Mortgage Lender in Scott Depot Cost?

Typical costs for a mortgage in West Virginia include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $500 to $1,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Scott Depot?
You will need recent pay stubs, tax returns, bank statements, and a valid ID. West Virginia lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in West Virginia?
The process typically takes 30 to 45 days from application to closing. West Virginia law requires a 3-day right of rescission on refinances after the closing documents are signed.
Are there first-time homebuyer programs in West Virginia?
Yes, the West Virginia Housing Development Fund offers down payment assistance and lower interest rates for first-time buyers. These programs are available through participating lenders in Scott Depot.