ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a mortgage lender in Cottage Grove? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Cottage Grove, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 4 mortgage lenders in Cottage Grove, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Summit Credit Union - Headquarters
1709 Landmark Dr, Cottage Grove, WI 53527
6082435000
Forever Home Real Estate
1609 Landmark Dr Suite 104, Cottage Grove, WI 53527
6084452370
Lake Ridge Bank
341 W Cottage Grove Rd, Cottage Grove, WI 53527
6088399400
Bank of Sun Prairie
419 W Cottage Grove Rd, Cottage Grove, WI 53527
6088393977
Mortgage lenders in Cottage Grove Wisconsin help home buyers and homeowners secure financing for property purchases and refinancing. Wisconsin law requires lenders to be licensed and follow state regulations on interest rates and disclosure. Local lenders understand the Cottage Grove real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Cottage Grove Cost?
Typical costs for a mortgage in Wisconsin include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,500. Closing costs usually range from 2% to 5% of the purchase price. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage in Cottage Grove?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Wisconsin lenders also require a property appraisal and proof of homeowners insurance.
How long does mortgage approval take in Wisconsin?
Most mortgage approvals in Wisconsin take 30 to 45 days from application to closing. Delays can occur if additional documents are needed or if the property has issues.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Cottage Grove who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wisconsin.