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Find Mortgage Lenders in Milton, WI

Browse mortgage lenders serving Milton, Wisconsin. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Milton, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 4 mortgage lenders in Milton, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Community Bank
202 Merchant Row, Milton, WI 53563
6088687644
Bank of Milton
323 Parkview Dr, Milton, WI 53563
6088687672
Blackhawk Community Credit Union - Milton
110 Parkview Dr, Milton, WI 53563
6087556065
Bank of Brodhead - Milton
735 Sunnyside Dr, Milton, WI 53563
6086744311

Mortgage lenders in Milton Wisconsin help homebuyers and homeowners secure financing for home purchases and refinancing. Wisconsin law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the Milton real estate market and can guide you through the loan process from pre-approval to closing.

What Does a Mortgage Lender in Milton Cost?

Typical costs for a mortgage lender in Wisconsin include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Milton Wisconsin?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Lenders also check your credit report and debt-to-income ratio. Wisconsin lenders follow federal guidelines for loan documentation.
How long does it take to close on a mortgage in Wisconsin?
A typical mortgage closing in Wisconsin takes 30 to 45 days from application to closing. This timeline can vary based on loan type and appraisal scheduling. Wisconsin law requires a three business day review period after the Closing Disclosure is provided.
What are the typical down payment requirements for a home in Milton?
Down payment requirements depend on the loan type. Conventional loans often require 5 to 20 percent down. FHA loans allow as little as 3.5 percent down. USDA and VA loans may offer zero down payment options for eligible buyers in Rock County.