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Directory of mortgage lenders in Oak Creek, Wisconsin. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Oak Creek, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 9 mortgage lenders in Oak Creek, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lendmark Financial Services LLC
8750 S Howell Ave, Oak Creek, WI 53154
4143638234
Regional Finance
8651 S Howell Ave, Oak Creek, WI 53154
4147625030
Guardian Credit Union
7801 S Howell Ave, Oak Creek, WI 53154
4145467450
Heights Finance
7071 South 13th Street Suite 103, Oak Creek, WI 53154
4143761002
Rachael K. Tharp - Mortgage Loan Officer
2555 W Ryan Rd, Oak Creek, WI 53154
4147615620
US Bank Mortgage
8131 S Howell Ave, Oak Creek, WI 53154
8008722657
Chase Home Lending
7980 S Howell Ave, Oak Creek, WI 53154
3327993505
PNC Mortgage
125 E Puetz Rd, Oak Creek, WI 53154
4147662380
BMO Harris Bank Mortgage
8880 S Howell Ave, Oak Creek, WI 53154
8883402265
Mortgage lenders in Oak Creek Wisconsin help home buyers and homeowners secure financing for residential properties. Wisconsin law requires mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local lenders can guide you through conventional FHA VA and USDA loan options.
What Does a Mortgage Lender in Oak Creek Cost?
Typical mortgage lender costs in Wisconsin include an origination fee of 0.5% to 1% of the loan amount plus third party fees for appraisal title insurance and credit report. Closing costs usually range from 2% to 5% of the home purchase price. For a $300,000 home that means $6,000 to $15,000 in total closing costs. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Oak Creek?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Self employed borrowers may also need profit and loss statements. Your lender will provide a full list based on your situation.
How long does a mortgage closing take in Wisconsin?
A typical mortgage closing in Wisconsin takes 30 to 45 days from application to closing. Wisconsin law requires a three business day review period after you receive the Closing Disclosure before the loan can close.
Are there first time home buyer programs in Wisconsin?
Yes the Wisconsin Housing and Economic Development Authority offers down payment assistance and fixed rate loans for first time buyers. Income and purchase price limits apply. Your Oak Creek lender can explain eligibility.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wisconsin.