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12 agents listed
Updated May 2026
River Falls, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 12 mortgage lenders in River Falls, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Aaron Ellefson-Citywide Home Mortgage
1048 N Main St, River Falls, WI 54022
7159771900
WESTconsin Credit Union
1207 N Main St, River Falls, WI 54022
8009240022
Royal Credit Union - River Falls
1150 N Main St, River Falls, WI 54022
8003419911
First National Bank Of River Falls
104 E Locust St, River Falls, WI 54022
7154252401
The Massa Mortgage Team
124 N Main St, River Falls, WI 54022
6517648289
River Falls State Bank
124 S 2nd St, River Falls, WI 54022
7154256782
Security Financial Bank
1561 Commerce Ct, River Falls, WI 54022
7154266600
Kris Richard at Citywide (NMLS #1401375)
1048 N Main St, River Falls, WI 54022
5072694380
David Wahrenbrock at Citywide (NMLS #286578)
1048 N Main St, River Falls, WI 54022
7153043207
Keith Lis at Citywide (NMLS #869071)
1048 N Main St, River Falls, WI 54022
6123158739
Lisa Ziebarth
1048 N Main St, River Falls, WI 54022
6512353128
Lisa Ziebarth at Citywide (NMLS #479262)
1048 N Main St, River Falls, WI 54022
6512353128
Mortgage lenders in River Falls Wisconsin help home buyers and homeowners secure financing for residential properties. Wisconsin law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the unique housing market in Pierce County and can guide you through conventional FHA or VA loan options.
What Does a Mortgage Lender in River Falls Cost?
Typical costs for a mortgage lender in Wisconsin include an origination fee of 0.5% to 1% of the loan amount and third-party fees for appraisal credit report and title search. Closing costs in Wisconsin usually range from 2% to 5% of the purchase price. For a $300,000 home that means $6,000 to $15,000 in total closing costs. These costs vary by lender loan type and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in River Falls Wisconsin?
You typically need recent pay stubs tax returns bank statements and a valid ID. Wisconsin lenders also require a signed authorization to check your credit report. Having these ready can speed up the pre-approval process.
How long does the mortgage process take in Wisconsin?
The average mortgage process in Wisconsin takes 30 to 45 days from application to closing. Wisconsin law requires a final closing disclosure at least three business days before closing. Delays can occur if appraisals or title work take longer.
Are there first-time home buyer programs in River Falls?
Yes Wisconsin offers the WHEDA conventional loan program for first-time buyers with down payment assistance. River Falls buyers may also qualify for local grants through Pierce County. These programs have income limits and require a home buyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wisconsin.