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Compare Mortgage Lenders in Waterford, WI

Looking for a mortgage lender in Waterford? Review the directory below to compare your options.

7 agents listed
Updated May 2026
Waterford, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 7 mortgage lenders in Waterford, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Home State Bank N.A.
229 E Main St, Waterford, WI 53185
2625140058
BMO Bank N.A Branches
300 N Milwaukee St, Waterford, WI 53185
2625347292
APM - Wisconsin - Bill Meisel
4829 Riverside Rd, Waterford, WI 53185
2622814982
Associated Bank
217 N Milwaukee St, Waterford, WI 53185
2625343151
The Equitable Bank
701 Trailview Crossing, Waterford, WI 53185
2625345161
BMO Harris Bank - Mortgage Banker (Craig Lindsay)
300 N Milwaukee St, Waterford, WI 53185
2624433389
Nichole Stern, Residential Loan Officer - NMLS #523789
217 N Milwaukee St, Waterford, WI 53185
2622246317

Mortgage lenders in Waterford Wisconsin help home buyers and homeowners secure financing for residential properties. These professionals guide you through loan options including conventional FHA and VA loans. Wisconsin law requires lenders to be licensed through the Nationwide Multistate Licensing System (NMLS) and follow state specific disclosure rules under Wisconsin Statute Chapter 138.

What Does a Mortgage Lender in Waterford Cost?

Typical costs for a mortgage in Wisconsin include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees of 400 to 700 dollars and title insurance of 500 to 1,500 dollars. Closing costs in Wisconsin generally range from 2 to 5 percent of the purchase price. Your specific costs will vary based on loan type property location and lender fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Waterford Wisconsin?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Self employed borrowers may also need profit and loss statements. Your lender will provide a full list based on your situation.
How long does the mortgage process take in Wisconsin?
The average mortgage process in Wisconsin takes 30 to 45 days from application to closing. Wisconsin law requires a three business day right of rescission for refinances under federal Regulation Z. Delays can occur if appraisal or title work takes longer.
What are the current interest rates for mortgages in Waterford Wisconsin?
Interest rates change daily based on market conditions and your personal credit profile. As of 2024 rates for a 30 year fixed loan in Wisconsin typically range from 6 percent to 8 percent. Contact a local lender for a personalized quote.