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Compare Mortgage Lenders in Waterford, WI

Directory of mortgage lenders in Waterford, Wisconsin. Verify credentials with the state state mortgage licensing authority before hiring.

7 agents listed
Updated June 2026
Waterford, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Wisconsin before hiring.
Showing 7 mortgage lenders in Waterford, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Home State Bank N.A.
229 E Main St, Waterford, WI 53185
(262) 514-0058 homestateonline.com
BMO Bank N.A Branches
300 N Milwaukee St, Waterford, WI 53185
(262) 534-7292 usbranches.bmo.com
APM - Wisconsin - Bill Meisel
4829 Riverside Rd, Waterford, WI 53185
(262) 281-4982 globalstatemortgage.com
Associated Bank
217 N Milwaukee St, Waterford, WI 53185
(262) 534-3151 associatedbank.com
The Equitable Bank
701 Trailview Crossing, Waterford, WI 53185
(262) 534-5161 theequitablebank.com
BMO Harris Bank - Mortgage Banker (Craig Lindsay)
300 N Milwaukee St, Waterford, WI 53185
(262) 443-3389
Nichole Stern, Residential Loan Officer - NMLS #523789
217 N Milwaukee St, Waterford, WI 53185
(262) 224-6317 associatedbank.com

Mortgage lenders in Waterford Wisconsin help home buyers and homeowners secure financing for residential properties. These professionals guide you through loan options including conventional FHA and VA loans. Wisconsin law requires lenders to be licensed through the Nationwide Multistate Licensing System (NMLS) and follow state specific disclosure rules under Wisconsin Statute Chapter 138.

What Does a Mortgage Lender in Waterford Cost?

Typical costs for a mortgage in Wisconsin include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees of 400 to 700 dollars and title insurance of 500 to 1,500 dollars. Closing costs in Wisconsin generally range from 2 to 5 percent of the purchase price. Your specific costs will vary based on loan type property location and lender fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Waterford Wisconsin?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Self employed borrowers may also need profit and loss statements. Your lender will provide a full list based on your situation.
How long does the mortgage process take in Wisconsin?
The average mortgage process in Wisconsin takes 30 to 45 days from application to closing. Wisconsin law requires a three business day right of rescission for refinances under federal Regulation Z. Delays can occur if appraisal or title work takes longer.

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