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Compare mortgage lenders in Watertown. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
Watertown, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 14 mortgage lenders in Watertown, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Check `n Go
1606 S Church St, Watertown, WI 53094
9202612222
World Finance
302 W Main St, Watertown, WI 53094
9202622065
Landmark Credit Union
1901 Market Way, Watertown, WI 53094
2627964500
Summit Credit Union
1610 S Church St, Watertown, WI 53094
6082435000
Associated Bank
600 E Main St, Watertown, WI 53094
9202611961
Ixonia Bank
109 Oakridge Ct, Watertown, WI 53094
9202626949
Bank First - Watertown
104 W Main St ste b, Watertown, WI 53094
9202622900
Bank of Lake Mills
400 Bernard St, Watertown, WI 53094
9202069480
ProVisor Inc.
1509 E Main St, Watertown, WI 53094
9205450000
Ixonia Bank
1725 S Church St, Watertown, WI 53094
9202062000
BMO Bank N.A Branches
205 N 2nd St, Watertown, WI 53094
9202617102
BMO Harris Bank Mortgage
205 N 2nd St, Watertown, WI 53094
9202617102
BMO Harris Bank - Mortgage Banker (Patrick Froemming)
205 N 2nd St, Watertown, WI 53094
4142321109
Speedyloan Corp
115 N 4th St, Watertown, WI 53094
8887733391
Mortgage lenders in Watertown Wisconsin help home buyers and homeowners secure financing for home purchases and refinancing. Wisconsin law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the Watertown real estate market and can guide you through the process.
What Does a Mortgage Lender in Watertown Cost?
Typical costs for a mortgage in Wisconsin include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,000. Closing costs generally range from 2% to 5% of the home purchase price. These amounts vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Watertown?
You typically need pay stubs, tax returns, bank statements, and identification. Wisconsin lenders may also require proof of homeowners insurance and a property appraisal. Requirements vary by loan type and lender.
How long does the mortgage approval process take in Wisconsin?
The process usually takes 30 to 45 days from application to closing. Wisconsin law allows for a three business day right of rescission on refinances. Timelines can change based on your financial situation and lender workload.
Are there first time home buyer programs in Watertown Wisconsin?
Yes, the Wisconsin Housing and Economic Development Authority offers down payment assistance and fixed rate loans for first time buyers. Local lenders in Watertown can help you apply for these programs. Eligibility depends on income and purchase price limits.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wisconsin.