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Find Mortgage Lenders Near You in Waunakee, WI

Compare mortgage lenders in Waunakee. Review contact information and insurance categorys before you decide.

10 agents listed
Updated May 2026
Waunakee, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 10 mortgage lenders in Waunakee, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Summit Credit Union
304 E Main St, Waunakee, WI 53597
6082435000
Lake Ridge Bank
610 West Main St, Waunakee, WI 53597
6088492700
Associated Bank
269 S Century Ave, Waunakee, WI 53597
6088497511
U.S. Bank Branch
127 West Main St, Waunakee, WI 53597
6088498300
Fortifi Bank
1330 Montondon Ave, Waunakee, WI 53597
8558761500
BMO Bank N.A Branches
220 N Century Ave, Waunakee, WI 53597
6088492401
One Community Bank - Waunakee
1351 Water Wheel Dr, Waunakee, WI 53597
6088493080
US Bank Mortgage
127 West Main St, Waunakee, WI 53597
6088492340
U.S. Bank-Sei Kidau-Mortgage Branch Manager
127 West Main St, Waunakee, WI 53597
6082327221
US Bank Mortgage
200 S Century Ave, Waunakee, WI 53597
8008722657

Mortgage lenders in Waunakee, Wisconsin help home buyers and homeowners secure financing for property purchases and refinancing. Wisconsin law requires lenders to be licensed under the Wisconsin Consumer Act and follow specific disclosure rules. Local lenders understand the Waunakee real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Waunakee Cost?

Typical costs for a mortgage lender in Wisconsin include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs generally range from 2% to 5% of the purchase price. These amounts vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage loan in Waunakee?
You typically need proof of income, tax returns, bank statements, and identification. Wisconsin lenders also require a property appraisal and title search. Specific documents may vary by loan type and lender.
How long does the mortgage process take in Wisconsin?
The mortgage process in Wisconsin usually takes 30 to 45 days from application to closing. Wisconsin law requires a three-day right of rescission for refinances. Delays can occur if additional documentation is needed.
Are there Wisconsin-specific mortgage programs available?
Yes, the Wisconsin Housing and Economic Development Authority (WHEDA) offers low down payment loans and down payment assistance for eligible buyers. These programs have income limits and require homebuyer education. Check with local lenders for current availability.