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Find Mortgage Refinance Companies Near You in Attalla, AL

Directory of mortgage refinance companies in Attalla, Alabama. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Attalla, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 3 mortgage refinance companies in Attalla, AL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heights Finance
958 Gilbert Ferry Rd SE, Attalla, AL 35954
2564399950
Check `n Go
977 Gilbert Ferry Rd SE Ste E, Attalla, AL 35954
2565383289
Republic Finance
946 Gilbert Ferry Rd SE, Attalla, AL 35954
2565381390

Mortgage refinance companies in Attalla Alabama help homeowners lower their interest rates or change loan terms. Alabama law requires lenders to provide a Loan Estimate within three business days of application. Local Attalla companies understand the Etowah County real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Attalla Cost?

Typical costs for a mortgage refinance in Alabama include an appraisal fee of 400 to 700 dollars loan origination fees of 0.5 to 1 percent of the loan amount and title insurance of 500 to 1000 dollars. Closing costs often total 2 to 5 percent of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Attalla Alabama?
You typically need recent pay stubs tax returns bank statements and a valid ID. Alabama lenders also require a property appraisal to confirm the home value. Gather these items before meeting with a refinance company.
How long does a mortgage refinance take in Attalla Alabama?
A standard refinance in Alabama usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are needed. Your company will provide a timeline estimate.