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Looking for a mortgage refinance company in Daphne? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Daphne, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 6 mortgage refinance companies in Daphne, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Local Bank Mortgage-South Alabama
1710 Main St, Daphne, AL 36526
2513018518
OneMain Financial
1410 US-98 F, Daphne, AL 36526
2516266961
Mutual of Omaha Mortgage
27880 N Main St Suit C, Daphne, AL 36526
2514518175
First Federal Mortgage
1300 Main St Suite A, Daphne, AL 36526
2519305832
Trustmark Mortgage
2507 US-98, Daphne, AL 36526
2517765561
Trustmark Mortgage
30723 State Hwy 181, Daphne, AL 36526
2516214669
Mortgage refinance companies in Daphne, Alabama help homeowners lower their interest rate or change loan terms. Alabama law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Baldwin County property values and can guide you through the process.
What Does a Mortgage Refinance Company in Daphne Cost?
Typical costs for a mortgage refinance in Alabama include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Daphne?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Alabama lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Alabama?
A standard refinance in Alabama usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Alabama-specific rules for refinancing a mortgage?
Yes. Alabama is a non-judicial foreclosure state, so refinance terms must comply with state lending laws. Also, Alabama does not have a state income tax deduction for mortgage interest, which may affect your overall savings.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.