Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 14 mortgage refinance companies in Gadsden, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
435 George Wallace Dr, Gadsden, AL 35903
2565432228
First Federal Mortgage
644 Walnut St Suite 1, Gadsden, AL 35901
2564424838
Security Finance
437 George Wallace Dr, Gadsden, AL 35903
2565699947
1st Franklin Financial
441 George Wallace Dr, Gadsden, AL 35903
2565467700
Gadsden Finance, Inc.
104 E Meighan Blvd, Gadsden, AL 35903
2565430105
Guild Mortgage Company
2331 Rainbow Dr Space B, Gadsden, AL 35901
2564854612
Erika Westcott, Movement Mortgage
601 S 5th St, Gadsden, AL 35901
2564410922
Guild Mortgage - Cliff Daugherty
2331 Rainbow Dr Space B, Gadsden, AL 35901
2564854614
OneMain Financial
455 George Wallace Dr, Gadsden, AL 35903
2565430600
PIB Mortgage
2100 Club Dr #250, Gadsden, AL 35901
2565157950
Exchange Mortgage
230 N 3rd St, Gadsden, AL 35901
2565045841
Purchase and Refinance Mortgages in Gadsden
WEISS, 315 Broad St, Gadsden, AL 35901
2566395626
Regions Mortgage Lender
1412 King St, Gadsden, AL 35903
8003256000
PNC Mortgage
601 Broad St, Gadsden, AL 35901
2565438000
What Does a Mortgage Refinance Company in Gadsden Cost?
Typical costs for a mortgage refinance in Alabama range from 2 to 5 percent of the loan amount. For a 150,000 dollar loan, closing costs often fall between 3,000 and 7,500 dollars. These costs include appraisal fees, title insurance, and lender origination fees. Note that actual costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Gadsden Alabama?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. Alabama lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Alabama?
A standard refinance in Alabama usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer than expected.
Are there Alabama specific laws for refinancing?
Yes. Alabama has a 3 day right of rescission for refinances on your primary home. This means you can cancel the loan for any reason within three business days after signing.