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Compare mortgage refinance companies in Hartselle. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Hartselle, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 4 mortgage refinance companies in Hartselle, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
701 Hwy 31 SW B, Hartselle, AL 35640
2567512969
First State Loans of Hartselle, Inc
240 Hwy 31 SW #51, Hartselle, AL 35640
2567510300
Main St Mortgage, Inc
110 Main St W, Hartselle, AL 35640
2565029800
PNC Mortgage
589 Hwy 31 NW, Hartselle, AL 35640
2567515000
A mortgage refinance company in Hartselle, Alabama helps homeowners replace their existing home loan with a new one. Alabama law requires lenders to provide a Loan Estimate within three business days of application. Local refinance companies can guide you through options like rate-and-term or cash-out refinancing.
What Does a Mortgage Refinance Company in Hartselle Cost?
Typical costs for a mortgage refinance in Alabama include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1 percent of the loan amount, and title insurance of 500 to 1,000 dollars. Alabama also has a mortgage recording tax of 15 cents per 100 dollars borrowed. Total closing costs usually range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Hartselle?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Alabama lenders also require proof of homeowners insurance. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in Alabama?
A standard refinance in Alabama usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal or title search takes longer. Your lender will give you a timeline estimate upfront.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.