Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 3 mortgage refinance companies in Jacksonville, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PNC Mortgage
817 Pelham Rd S, Jacksonville, AL 36265
2568355275
Regions Mortgage
100 Pelham Rd S, Jacksonville, AL 36265
8003256000
Linda Pritchett, Rocket Professional Loan Originator NMLS# 2046255
30 Coffee St SE, Jacksonville, AL 36265
2564548000
What Does a Mortgage Refinance Company in Jacksonville Cost?
Typical costs for a mortgage refinance in Alabama include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually range from 2 to 5 percent of the loan principal. These amounts vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Jacksonville Alabama?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Alabama lenders also require a property appraisal and a credit check. Gather these items before you apply to speed up the process.
How long does a mortgage refinance take in Alabama?
A standard refinance in Alabama usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are needed. Your lender will provide a timeline after you submit your application.
Are there Alabama laws that affect mortgage refinancing?
Yes, Alabama is a non-judicial foreclosure state, which can affect refinance terms. Also, Alabama law does not allow prepayment penalties on most residential mortgages. Check with your lender about any specific state regulations that apply to your loan.