Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 11 mortgage refinance companies in Madison, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tower Loan
3810 Sullivan St # B, Madison, AL 35758
2562587820
Lendmark Financial Services LLC
8000 Madison Blvd Suite D107, Madison, AL 35758
2568502301
Top Flite Home Loans, Trina Hyman Loan Originator, NMLS 2106104
1593 Hughes Rd, Madison, AL 35758
2564577116
OneMain Financial
8075 Madison Blvd #109, Madison, AL 35758
2567727773
MoveHome Southeast Mortgage, LLC
8097 Madison Blvd #103, Madison, AL 35758
2564742120
Donna Frost, Mortgage Loan Officer - First Horizon Bank
53 Hughes Rd, Madison, AL 35758
2565194365
Trustmark
12050 County Line Rd, Madison, AL 35756
2562335884
Interlinc Mortgage Services LLC
8075 Madison Blvd #105, Madison, AL 35758
2567159465
Reverse Mortgage Alabama
103 Spenryn Dr Suite A, Madison, AL 35758
2059082993
Contour Mortgage - Alabama
8097 Madison Blvd #103, Madison, AL 35758
2562783877
Madison County Mortgage Note Buyers
133 Bakerfield Rd, Madison, AL 35756
2565037097
What Does a Mortgage Refinance Company in Madison Cost?
Typical costs for a mortgage refinance in Alabama include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs around $1,000 to $2,000. Closing costs in Madison usually range from 2% to 5% of the loan principal. These amounts vary based on the lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Madison Alabama?
You will need recent pay stubs, tax returns, bank statements, and a valid ID. Alabama lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Alabama?
A typical refinance in Alabama closes in 30 to 45 days. Delays can happen if the appraisal or title work takes longer. Alabama law does not set a statutory time limit for the refinance process.
Can I refinance a mortgage with bad credit in Madison?
Yes, but you may face higher interest rates and stricter requirements. Alabama does not have a minimum credit score law for refinancing, but most lenders look for a score of at least 620.