Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 18 mortgage refinance companies in Mobile, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Embrace Home Loans - Mobile, AL
7221 Grelot Rd Ste F, Mobile, AL 36695
2517068001
GMFS Mortgage - Mobile
3607 Old Shell Rd UNIT 7, Mobile, AL 36608
2514083485
The Camille Wilkinson Team of Direct Mortgage Loans
Gateway Center West, 1201 Montlimar Dr # 300, Mobile, AL 36609
2512643188
Azalea City Mortgage Inc
1120 Hillcrest Rd #2d, Mobile, AL 36695
2516391460
First Federal Mortgage
6353 Piccadilly Square Dr, Mobile, AL 36609
2513445626
Hometown Lenders, Inc.
308 S Sage Ave, Mobile, AL 36606
2514216585
Magnolia Mortgage Company LLC
6721 Grelot Rd STE B, Mobile, AL 36695
2516605025
Brandon Hambright - American Home Lending USA
1751 Old Shell Rd # B, Mobile, AL 36604
2514318841
Mission 1st Mortgage
805 Church St Unit 2, Mobile, AL 36602
2512891141
Denise Cameron, SWBC Mortgage.
2344 Schillinger Rd S Unit 2-B, Mobile, AL 36695
2516029401
Union Home Mortgage - Mobile, AL
280 McGregor Ave Suite A-2, Mobile, AL 36608
2513324565
Mortgage Team 1, Inc.
5011 Government Blvd STE B, Mobile, AL 36693
2516500805
Southwest Funding - Mortgage Josh
1111 S Beltline Hwy #208, Mobile, AL 36606
2513089112
Mortgage Solutions, Inc.
820 Azalea Rd, Mobile, AL 36693
2516617979
Tyler Huston - Barrett Financial
1110 Montlimar Dr 9th Floor, Mobile, AL 36609
2512835115
Kimberly Brooks of Direct Mortgage Loans
1201 Montlimar Dr # 300, Mobile, AL 36609
2513700833
Cole Zeagler - First Community Mortgage - NMLS ID 2689571
11 N Water St Fl 10, Mobile, AL 36602
3184716420
CrossCountry Mortgage in Mobile, AL
3929 Airport Blvd Suite 2-300 Office 314, Mobile, AL 36609
2516233605
What Does a Mortgage Refinance Company in Mobile Cost?
Typical costs for a mortgage refinance in Alabama include an appraisal fee of 400 to 600 dollars, origination fees of 0.5 to 1 percent of the loan amount, and title search fees of 200 to 400 dollars. Alabama charges a mortgage recording tax of 15 cents per 100 dollars borrowed. Closing costs usually total 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Mobile Alabama?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Alabama lenders also require proof of homeowners insurance. The exact list depends on your loan type and the refinance company.
How long does a mortgage refinance take in Mobile Alabama?
A standard refinance in Alabama usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer. The refinance company must give you a Closing Disclosure at least three business days before closing.
Are there Alabama specific rules for refinancing a mortgage?
Yes Alabama is a non judicial foreclosure state which affects refinance terms. Alabama law also requires a mortgage tax of 15 cents per 100 dollars of the loan amount. Refinance companies must follow federal TILA RESPA rules for disclosures.