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Find Mortgage Refinance Companies Near You in Mountain Brook, AL
Directory of mortgage refinance companies in Mountain Brook, Alabama. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Mountain Brook, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 6 mortgage refinance companies in Mountain Brook, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Adam Snable
2700 US-280 Suite 290e, Mountain Brook, AL 35223
2053709231
Guild Mortgage - Casey Parsons
2700 US-280 Suite 290e, Mountain Brook, AL 35223
2052092795
Guild Mortgage - Michael Meyer
2700 US-280 Suite 290e, Mountain Brook, AL 35223
2058763939
Guild Mortgage - Drew Bledsoe
2700 US-280 Suite 290e, Mountain Brook, AL 35223
2058359184
Guild Mortgage Company
2700 US-280 Suite 290e, Mountain Brook, AL 35223
2052088177
First Covenant Mortgage Corporation
4 Office Park Cir #111, Mountain Brook, AL 35223
2057850933
Mortgage refinance companies in Mountain Brook, Alabama help homeowners lower their interest rate or change loan terms. Alabama law requires lenders to provide a Loan Estimate within three business days of application. Local refinance services can guide you through the process and explain state-specific rules like the Alabama Mortgage Broker Licensing Act.
What Does a Mortgage Refinance Company in Mountain Brook Cost?
Typical costs for a mortgage refinance in Alabama include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs often total 2% to 5% of the loan principal. These amounts vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Mountain Brook?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Alabama lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Alabama?
The process usually takes 30 to 45 days from application to closing. Alabama law does not set a specific time limit, but lenders must follow federal disclosure rules.
Are there Alabama-specific rules for refinancing a mortgage?
Yes, Alabama requires mortgage brokers to be licensed under the Alabama Mortgage Broker Licensing Act. Also, Alabama is a non-judicial foreclosure state, which can affect refinance timing if you are at risk.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.