Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 7 mortgage refinance companies in Muscle Shoals, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
416 S Wilson Dam Rd, Muscle Shoals, AL 35661
2563893233
Heights Finance
320 W Avalon Ave Suite 6, Muscle Shoals, AL 35661
2562488990
OneMain Financial
3208 Woodward Ave STE B202, Muscle Shoals, AL 35661
2563834200
CIS Home Loans
1110 E 6th St C, Muscle Shoals, AL 35661
2563142120
Julie L Weldon - Regions Mortgage Loan Officer
700 E Avalon Ave, Muscle Shoals, AL 35661
2566279212
PNC Mortgage
606 E Avalon Ave, Muscle Shoals, AL 35661
2567678893
SouthPoint Bank Home Mortgage
1810 John R St c, Muscle Shoals, AL 35661
2569786757
What Does a Mortgage Refinance Company in Muscle Shoals Cost?
Typical costs for a mortgage refinance in Alabama include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance of 500 to 1000 dollars. Closing costs often total 2 to 5 percent of the loan principal. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Muscle Shoals?
You typically need pay stubs tax returns bank statements and a photo ID. Lenders in Alabama also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Alabama?
A standard refinance in Alabama usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.