Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 9 mortgage refinance companies in Opelika, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tina Flinn | SouthState Mortgage
701 2nd Ave, Opelika, AL 36801
3342686252
Quinten Burks
801 S Railroad Ave Stes 101 & 102, Opelika, AL 36801
3343440483
Green Street Mortgage Lenders Inc
600 Ave A, Opelika, AL 36801
2517520384
The Way Mortgage
3120 Frederick Rd Ste 1, Opelika, AL 36804
2056126342
Alabama Ag Credit
1431 Gateway Dr, Opelika, AL 36801
3347493303
Southeast Mortgage
Opelika, AL 36801
2564961232
Movement Mortgage
801 S Railroad Ave, Opelika, AL 36801
8773141499
Diversified Mortgage Brokerage, LLC
102 S 6th St, Opelika, AL 36801
3342462537
Kim Phillips, Movement Mortgage
801 S Railroad Ave Stes 101 & 102, Opelika, AL 36801
8773141499
What Does a Mortgage Refinance Company in Opelika Cost?
Typical costs for a mortgage refinance in Alabama include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs often total 2 to 5 percent of the loan principal. Alabama also imposes a state mortgage tax of 15 cents per 100 dollars borrowed. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Opelika?
You typically need pay stubs, tax returns, bank statements, and a current mortgage statement. Lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Alabama?
A standard refinance in Alabama usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer.
Are there Alabama laws that affect refinance costs?
Yes. Alabama charges a mortgage recording tax and a documentary stamp tax on the new loan. These costs are typically paid at closing and vary by county.