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Browse mortgage refinance companies serving Saraland, Alabama. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Saraland, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 9 mortgage refinance companies in Saraland, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alabama Title Loans, Inc.
914-F2 Hwy 43 S, Saraland, AL 36571
2516753775
New Horizons Credit Union
103 Saraland Blvd S, Saraland, AL 36571
2513163240
World Finance
15 Shelton Beach Rd, Saraland, AL 36571
2514420992
Security Finance
627 Saraland Blvd, Saraland, AL 36571
2516758252
OneMain Financial
5-A Hwy 43 S, Saraland, AL 36571
2516754643
Heights Finance
102 Saraland Loop, Saraland, AL 36571
2516799044
All-Star Mortgages, LLC
207 Shelton Beach Rd Ste. C, Saraland, AL 36571
2513274898
Republic Finance
801 Hwy 43 S # D, Saraland, AL 36571
2516754428
PNC Mortgage
34 Shelton Beach Rd, Saraland, AL 36571
2516751211
Mortgage refinance companies in Saraland Alabama help homeowners lower their interest rate or change loan terms. Alabama law requires lenders to provide a Loan Estimate within three business days of application. Local companies in Saraland serve Mobile County and the surrounding Gulf Coast area.
What Does a Mortgage Refinance Company in Saraland Cost?
Typical costs for a mortgage refinance in Saraland Alabama include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing about $500 to $1,000. Closing costs usually range from 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
How long does a mortgage refinance take in Saraland Alabama?
A typical refinance in Alabama takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work is needed. Your lender will provide a timeline after reviewing your application.
What documents do I need for a refinance in Saraland?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Alabama lenders may also ask for proof of homeowners insurance. Gather these documents before you apply to speed up the process.
Are there Alabama-specific rules for refinancing a mortgage?
Yes, Alabama is a non-judicial foreclosure state, which affects refinance terms. Lenders must follow the Alabama Small Loan Act for certain loan amounts. Always review the Loan Estimate and Closing Disclosure provided by your lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.