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Find Mortgage Refinance Companies in Spanish Fort, AL
Looking for a mortgage refinance company in Spanish Fort? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Spanish Fort, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 9 mortgage refinance companies in Spanish Fort, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance Mortgage & Investment Company, LLC
30500 State Hwy 181 #460, Spanish Fort, AL 36527
2516213557
Reliant Mortgage
30941 Mill Ln Suite G-320, Spanish Fort, AL 36527
2254127773
New American Funding - Daphne, AL
30179 Eastern Shore Ct Ste C, Spanish Fort, AL 36527
2512910478
Andy Eldridge | 24/7 Digital Loans Powered by NEXA Mortgage
30941 Mill Ln STE G-347, Spanish Fort, AL 36527
8506966865
Austen Crooke, Mortgage Broker
30500 State Hwy 181 #460, Spanish Fort, AL 36527
2517259186
Jacob Bumgarner, Mortgage Banker
30500 State Hwy 181 #460, Spanish Fort, AL 36527
2515332755
Supreme Lending Spanish Fort
9808 Millwood Cir 1st floor suite c, Spanish Fort, AL 36527
2512065270
PNC Mortgage
30500 State Hwy 181, Spanish Fort, AL 36527
2516254141
Regions Mortgage
30083 Woodrow Ln, Spanish Fort, AL 36527
2516901294
Mortgage refinance companies in Spanish Fort Alabama help homeowners lower their interest rates or change loan terms. Alabama law requires all mortgage brokers and lenders to be licensed through the Alabama State Banking Department. Spanish Fort residents often refinance to take advantage of local property value trends and lower monthly payments.
What Does a Mortgage Refinance Company in Spanish Fort Cost?
Typical costs for a mortgage refinance in Alabama include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Alabama also imposes a mortgage tax of 15 cents per 100 dollars borrowed. Total closing costs often range from 2 to 5 percent of the loan value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Spanish Fort Alabama?
You typically need recent pay stubs tax returns bank statements and a valid ID. Alabama lenders also require a property appraisal to confirm your home value. Gather these documents before meeting with a refinance company.
How long does a mortgage refinance take in Alabama?
A standard refinance in Alabama usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer. Your refinance company will give you a timeline estimate.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.