Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 8 mortgage refinance companies in Trussville, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Legacy Home Mortgage
204 Main St Suite 121, Trussville, AL 35173
2057046559
Marco Turner at Prosperity Home Mortgage - Trussville
183 Main St, Trussville, AL 35173
2053564499
360 Lending, LLC
412 Walnut Dr, Trussville, AL 35173
2056602099
Faith Mortgage LLC. NMLS#189393
186 Main St, Trussville, AL 35173
2056557250
Stockton Mortgage
7145 Happy Hollow Rd Ste 110E, Trussville, AL 35173
2052816286
Legacy Home Mortgage NMLS #2365236
204 Main St Suite 121, Trussville, AL 35173
2057046559
Main Street Home Mortgage Corporation
7129 Gadsden Hwy, Trussville, AL 35173
2056616110
Hii Commercial Mortgage Loans Trussville AL
4309 Wind Song Cir K, Trussville, AL 35173
2055080657
What Does a Mortgage Refinance Company in Trussville Cost?
Typical costs for a mortgage refinance in Alabama include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These costs vary by lender and property value. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical time to close a refinance in Trussville Alabama?
A standard refinance in Alabama usually closes in 30 to 45 days. This timeline can vary based on appraisal scheduling and lender processing. Alabama law does not set a specific maximum closing time for refinances.
Do I need a home appraisal for refinancing in Trussville?
Most lenders require an appraisal to confirm the home value. In Alabama, the appraisal must be performed by a state licensed appraiser. Some streamline programs may waive this requirement if you have enough equity.
What are the Alabama specific rules for refinancing a mortgage?
Alabama is a non judicial foreclosure state, which affects refinance terms. Lenders must follow the Alabama Small Loans Act for certain loan types. Also, Alabama has no state specific prepayment penalty restrictions, so check your loan contract for any fees.