Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alaska before hiring.
Showing 9 mortgage refinance companies in Fairbanks, AK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MAC Federal Credit Union - Fairbanks Branch
541 10th Ave, Fairbanks, AK 99701
9074561253
First Rate Financial Fairbanks
728 Gaffney Rd Suite 101, Fairbanks, AK 99701
9072225500
Residential Mortgage
324 Old Steese Hwy Suite 102, Fairbanks, AK 99701
9074528800
Cornerstone Home Lending | Fairbanks
330 Wendell Ave # A, Fairbanks, AK 99701
9072054253
Global Credit Union Home Loans | License #AK157293
1292 Sadler Way Ste 115, Fairbanks, AK 99701
8007373033
Antwuan Cooks at CrossCountry Mortgage
250 Cushman St Suite #3G, Fairbanks, AK 99701
9072062661
Lisa Phillips at CrossCountry Mortgage
250 Cushman St Suite #3G, Fairbanks, AK 99701
9072067747
AAA Mortgage Inc
516 2nd Ave #323, Fairbanks, AK 99701
9073740566
Barclay Roeder Mortgage Broker #1170412
728 Gaffney Rd Suite 101, Fairbanks, AK 99701
9072225560
What Does a Mortgage Refinance Company in Fairbanks Cost?
Typical costs for a mortgage refinance in Alaska range from 2 percent to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars and title insurance of 800 to 1500 dollars. Closing costs in Fairbanks may be slightly higher due to remote location logistics. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Fairbanks Alaska?
You typically need pay stubs tax returns bank statements and a photo ID. Alaska lenders may also ask for proof of home insurance and a property survey. Requirements vary by lender and loan type.
How long does a mortgage refinance take in Fairbanks?
A standard refinance in Alaska usually takes 30 to 45 days from application to closing. Delays can occur if a new appraisal is needed or if title issues arise. The timeline depends on the lender and your specific situation.
Are there Alaska specific rules for mortgage refinancing?
Yes Alaska follows federal rules but also has unique homestead exemption laws that protect equity. Alaska does not have a state income tax which can affect how lenders calculate your debt to income ratio. Always check with a local lender for current requirements.