Skip to main content

Mortgage Refinance Companies in Oro Valley, AZ

Looking for a mortgage refinance company in Oro Valley? Review the directory below to compare your options.

7 agents listed
Updated June 2026
Oro Valley, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Arizona before hiring.
Showing 7 mortgage refinance companies in Oro Valley, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Central Valley One, Inc
13305 N Rainbow Cactus Ct, Oro Valley, AZ 85755
(800) 819-0615 centralvalleyone.com
Tina Steele - Reverse Mortgage Specialist (Penny Lane Reverse)
1846 E Innovation Park Dr, Oro Valley, AZ 85755
(520) 861-2821 pennylanereverse.com
Vanguard Home Finance, LLC
1846 E. Innovation Parkway Drive, Oro Valley, AZ 85755
(520) 250-9420 vanguardhomefinance.com
Tom Baeder at CrossCountry Mortgage
1335 W Lambert Ln Ste 165, Oro Valley, AZ 85737
(202) 221-8254 ccm.com
Primary Residential Mortgage, Inc. - Oro Valley
10445 N Oracle Rd Suite 1111, Oro Valley, AZ 85737
(520) 308-5557 primeres.com
Mortgage, Bank of America
10775 N Oracle Rd, Oro Valley, AZ 85737
(520) 389-6488 bankofamerica.com
Laurie Marquez at CrossCountry Mortgage
1335 W Lambert Ln Ste 165, Oro Valley, AZ 85737
(877) 773-1226 crosscountrymortgage.com

Mortgage refinance companies in Oro Valley Arizona help homeowners lower their interest rates or change loan terms. Arizona law requires lenders to provide a Loan Estimate within three business days of application. Local Oro Valley companies understand the Pima County housing market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Oro Valley Cost?

Typical costs for a mortgage refinance in Arizona range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $600, title insurance of $800 to $1,500, and lender origination fees of 0.5% to 1% of the loan. Actual costs vary by loan size, property value, and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Oro Valley Arizona?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Arizona lenders may also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Arizona?
A standard refinance in Arizona usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there specific Arizona laws for mortgage refinancing?
Arizona follows federal Truth in Lending Act rules and requires lenders to disclose all fees upfront. Arizona also has a three day right of rescission for refinances on a primary residence.

Mortgage Refinance Companies in Other Arizona Cities