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Find Mortgage Refinance Companies Near You in Payson, AZ
Looking for a mortgage refinance company in Payson? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Payson, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 3 mortgage refinance companies in Payson, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Pacific Mortgage (NMLS #1159866)
1107 S Beeline Hwy Suite 5, Payson, AZ 85541
9284685500
Chase Mortgage
201 S Beeline Hwy, Payson, AZ 85541
9284742287
PNC Mortgage
613 S Beeline Hwy, Payson, AZ 85541
9284729602
A mortgage refinance company in Payson Arizona helps homeowners lower their rate or change loan terms. Arizona law requires lenders to provide a Loan Estimate within three business days of application. Local Payson lenders understand the unique housing market in Gila County and can guide you through the process.
What Does a Mortgage Refinance Company in Payson Cost?
Typical costs for a mortgage refinance in Arizona include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance around 500 to 1,000 dollars. Closing costs usually total 2% to 5% of the loan principal. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Payson Arizona?
You will need recent pay stubs, tax returns, bank statements, and a valid ID. Arizona lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Arizona?
A typical refinance in Arizona takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Arizona specific rules for refinancing?
Yes Arizona is a non-judicial foreclosure state which affects refinance timelines. Also Arizona law does not allow prepayment penalties on most residential mortgages.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.