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Compare mortgage refinance companies in Prescott. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
Prescott, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 17 mortgage refinance companies in Prescott, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Danell Riggs
325 W Gurley St #102, Prescott, AZ 86301
9284580507
Homeowners Financial Group
125 E Gurley St Suite 150, Prescott, AZ 86301
9282371886
Greg Riordan - Legacy Mutual Mortgage
325 W Gurley St #102, Prescott, AZ 86301
9284275156
Guild Mortgage - Sandra Collette
120 N Marina St Suite A, Prescott, AZ 86301
9289104153
Mill Mortgage LLC dba Bonelli Financial Group
3605 Crossings Dr suite a, Prescott, AZ 86305
4804261636
PrimeLending, a PlainsCapital Company - Prescott
122 N Cortez St Suite 308, Prescott, AZ 86301
9286153295
Guild Mortgage - Travis Smart
120 N Marina St Suite A, Prescott, AZ 86301
9282207673
Laurie Lawton Scott At Nations Lending - NMLS:203321
140 N Montezuma St Ste 103, Prescott, AZ 86301
6023292950
Smart Mortgage
1701 Emerald Dr suite d, Prescott, AZ 86301
9284459499
Guild Mortgage Company
120 N Marina St Suite A, Prescott, AZ 86301
9288005670
Fairway Prescott Team - Fairway Independent Mortgage Corporation
2971 Willow Creek Rd #2, Prescott, AZ 86301
9285150344
American Pacific Mortgage
1745 Rustic Timbers Ln Ste. G1, Prescott, AZ 86303
9283508828
Mile High Lending, LLC
716 N Montezuma St C, Prescott, AZ 86301
9287781400
American Pacific Mortgage - Arnold Urias
1955 Commerce Center Cir D, Prescott, AZ 86301
9284664663
Hometown Mortgage
107 N Cortez St Suite 300, Prescott, AZ 86301
9284587189
Theron Wall Team
3767 Karicio Ln Ste B, Prescott, AZ 86303
9287722669
Efinity Mortgage- James Roush Prescott/Flagstaff
140 N Montezuma St Suite 100, Prescott, AZ 86301
9284458730
A mortgage refinance company in Prescott Arizona helps homeowners replace their existing home loan with a new one. Arizona law requires lenders to provide a Loan Estimate within three business days of application. Prescott borrowers often refinance to lower their interest rate or switch from an adjustable to a fixed rate mortgage.
What Does a Mortgage Refinance Company in Prescott Cost?
Typical costs for a mortgage refinance in Arizona include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,500. Third party fees like credit report and flood certification add $50 to $150. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Prescott Arizona?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Arizona lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Arizona?
A standard refinance in Arizona usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Arizona specific laws for refinancing?
Yes, Arizona law requires lenders to disclose all fees in the Loan Estimate and Closing Disclosure. Arizona also has a three day right of rescission for refinances on a primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.