Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 3 mortgage refinance companies in Prescott Valley, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OnQ Home Loans | Prescott Valley
8098 E Valley Rd #1, Prescott Valley, AZ 86314
9287132128
Pilgrim Denny Team- Benchmark Mortgage
3194 N Windsong Dr, Prescott Valley, AZ 86314
9285418737
Chase Mortgage
7900 AZ-69, Prescott Valley, AZ 86314
9287716288
What Does a Mortgage Refinance Company in Prescott Valley Cost?
Typical costs for a mortgage refinance in Arizona include an origination fee of 0.5% to 1% of the loan amount and third party fees for appraisal title search and credit report. Total closing costs often range from 2% to 5% of the loan principal. For a 200000 dollar loan costs might be 4000 to 10000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Prescott Valley?
You typically need recent pay stubs tax returns bank statements and a photo ID. Arizona lenders may also ask for proof of homeowners insurance and property tax records.
How long does a mortgage refinance take in Arizona?
A standard refinance in Arizona usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work takes longer than expected.
Are there Arizona laws that affect mortgage refinancing?
Yes Arizona Revised Statutes Title 33 covers deeds of trust and foreclosure rules. Arizona is a non-judicial foreclosure state which can affect refinance timelines and title requirements.