Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 5 mortgage refinance companies in Surprise, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Arnaiz Mortgage
15331 W Bell Rd #212, Surprise, AZ 85374
6238064645
Radiant Financial Group LLC
Next to Vogue, 15411 W Waddell Rd Ste 107, Surprise, AZ 85379
6235847784
Wikoff Mortgage
14245 W Grand Ave Suite 2, Surprise, AZ 85374
6233085385
SunWest Credit Union
14865 W Bell Rd, Surprise, AZ 85374
6028661100
Mortgage Beacon, L.L.C.
15270 W Brookside Ln Ste 125, Surprise, AZ 85374
6235444226
What Does a Mortgage Refinance Company in Surprise Cost?
Typical costs for a mortgage refinance in Arizona include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs usually total 2% to 5% of the principal. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Surprise Arizona?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Arizona lenders may also ask for proof of homeowners insurance. The exact list depends on your loan type and financial situation.
How long does a mortgage refinance take in Arizona?
A standard refinance in Arizona usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if documents are incomplete. Arizona law does not set a specific time limit for the process.
Are there any Arizona specific rules for mortgage refinancing?
Arizona is a non-judicial foreclosure state which can affect refinance terms. Lenders must follow the federal Truth in Lending Act and Arizona Revised Statutes Title 33. There are no state level prepayment penalties on most refinance loans.