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Find Mortgage Refinance Companies in North Little Rock, AR

Looking for a mortgage refinance company in North Little Rock? Review the directory below to compare your options.

7 agents listed
Updated May 2026
North Little Rock, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arkansas before hiring.
Showing 7 mortgage refinance companies in North Little Rock, AR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bank of Little Rock Mortgage
4535 John F Kennedy Blvd, North Little Rock, AR 72116
5017536001
Melanie French - The French Team at Fairway Home Mortgage
3807 McCain Park Dr Suite 106, North Little Rock, AR 72116
4793261443
Bank of England Mortgage
5345 John F Kennedy Blvd, North Little Rock, AR 72116
5017530221
Lennar Mortgage, LLC Little Rock Arkansas
717 S Main St Suite 200-300, North Little Rock, AR 72114
5013014229
Eagle Bank Mortgage
7383 N Hills Blvd, North Little Rock, AR 72116
5018354122
Kristy McPeak - First Security Mortgage Lender
2504 McCain Blvd, North Little Rock, AR 72116
5012803549
Carla Nettles: Eagle Bank Mortgage
7383 N Hills Blvd, North Little Rock, AR 72116
5016074750

A mortgage refinance company in North Little Rock Arkansas helps homeowners replace their existing home loan with a new one. These companies guide clients through the process of lowering interest rates or changing loan terms. In Arkansas, refinance loans are subject to state usury laws which cap interest rates at 5 percent above the Federal Reserve discount rate for most consumer loans.

What Does a Mortgage Refinance Company in North Little Rock Cost?

Typical costs for a mortgage refinance in North Little Rock Arkansas include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Other common fees are credit report fees around 30 to 50 dollars and recording fees of 50 to 150 dollars. Total closing costs often range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical time frame for refinancing a mortgage in North Little Rock?
The refinance process in Arkansas usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected. Local lenders in North Little Rock often provide updates throughout the process.
Do I need a home appraisal to refinance in North Little Rock Arkansas?
Most lenders require a new appraisal to determine your homes current market value. In Arkansas, the appraisal must be completed by a state licensed appraiser. Some streamline refinance programs may waive the appraisal requirement.
Are there any Arkansas specific laws that affect mortgage refinancing?
Yes, Arkansas has a usury law that limits interest rates on most loans to 5 percent above the Federal Reserve discount rate. Also, Arkansas is a lien theory state meaning the lender holds a lien on the property until the loan is paid. Prepayment penalties are allowed but must be clearly disclosed in the loan documents.