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Find Mortgage Refinance Companies Near You in Alameda, CA
Compare mortgage refinance companies in Alameda. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Alameda, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 12 mortgage refinance companies in Alameda, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mit Mann, Mortgage Broker, California Real Estate Services (CRES)
2411 Santa Clara Ave Suite 1, Alameda, CA 94501
5105622444
Chris Mason - America's Home Loans
1512 Webster St, Alameda, CA 94501
4158469211
Jason Chan - Rocket Mortgage
1512 Webster St suite b, Alameda, CA 94501
9257275806
Stuart Davis @ e-Star Mortgage
2413 Webb Ave e2, Alameda, CA 94501
5105792330
The Finance Group
1101 Marina Village Pkwy, Alameda, CA 94501
5107646800
California Real Estate Finance
35 Cork Rd, Alameda, CA 94502
5103258800
EstaR Mortgage
2413 Webb Ave STE E, Alameda, CA 94501
5104631003
US Bank Mortgage
2424 Santa Clara Ave, Alameda, CA 94501
8008722657
What Does a Mortgage Refinance Company in Alameda Cost?
Typical costs for a mortgage refinance in California range from 2% to 6% of the loan amount. For a $500,000 loan, this means $10,000 to $30,000 in total fees. Common expenses include an appraisal fee of $400 to $700, title insurance of $1,000 to $3,000, and lender origination fees of 0.5% to 1% of the loan. Alameda County also charges a documentary transfer tax of 0.11% on the new loan amount. Note that costs vary by situation and this is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Alameda?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. California lenders also require proof of homeowners insurance and a property appraisal. The exact list depends on your loan type and income source.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if there are title issues. California law does not set a maximum time limit, but lenders must provide timely updates.
Are there California specific fees for refinancing?
Yes, California charges a documentary transfer tax on the new loan amount, typically 0.11% of the loan value in Alameda County. Other fees include origination fees, appraisal fees, and title insurance. Some lenders also charge a prepayment penalty if you pay off your loan early, but this is less common now.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.