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Find Mortgage Refinance Companies Near You in Canoga Park, CA

Browse mortgage refinance companies serving Canoga Park, California. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Canoga Park, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage refinance companies in Canoga Park, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Malibu Funding Inc
6911 CA-27 #206, Canoga Park, CA 91303
8887197694
Analyn Dacanay - Malibu Funding
6911 CA-27 #206, Canoga Park, CA 91303
8183981822

Mortgage refinance companies in Canoga Park help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the San Fernando Valley housing market and can guide you through California specific refinance options like cash-out refinancing.

What Does a Mortgage Refinance Company in Canoga Park Cost?

Typical costs for refinancing in Canoga Park include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs around $1,000 to $2,000. Third party fees such as credit report and escrow fees add $500 to $1,500. Total closing costs usually range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Canoga Park?
You typically need pay stubs, tax returns, bank statements, and a government ID. California lenders also require a property appraisal. Self employed borrowers may need additional profit and loss statements.
How long does a mortgage refinance take in California?
A standard refinance in California takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documentation is needed. Lenders must provide a Closing Disclosure at least three business days before closing.
Are there California specific rules for refinancing a home?
Yes. California is a non recourse state for purchase loans but refinances may have recourse depending on the lender. Also, California law limits prepayment penalties on most refinance loans. You have a three day right of rescission after signing for a refinance on your primary residence.