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Find Mortgage Refinance Companies Near You in Canyon Lake, CA

Directory of mortgage refinance companies in Canyon Lake, California. Verify credentials with the state mortgage licensing authority before hiring.

10 agents listed
Updated May 2026
Canyon Lake, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 mortgage refinance companies in Canyon Lake, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alireza Raoufzadeh - SKY HILLS INC.
22190 Tumbleweed Dr, Canyon Lake, CA 92587
8189492787
Kasey Roberts - Mortgage Loan Officer
31630 Railroad Canyon Rd, Canyon Lake, CA 92587
9517195990
Mindful Mortgage Solutions
31630 Railroad Canyon Rd suite 15, Canyon Lake, CA 92587
3109044003
Loans by Tiffany Maxwell FRS Funding
31730 Railroad Canyon Rd # 4, Canyon Lake, CA 92587
9518586715
Debbie Martinez - RWM Home Loans
31630 Railroad Canyon Rd Suite 6, Canyon Lake, CA 92587
9514400307
Sheri Keene
31630 Railroad Canyon Rd Suite 6, Canyon Lake, CA 92587
9512654796
First Link Mortgage
31630 Railroad Canyon Rd suite 15, Canyon Lake, CA 92587
3106956510
Annette Ammons Mortgage Lender
31730 Railroad Canyon Rd # 4, Canyon Lake, CA 92587
7142345511
Green Mortgage Advantage
23010 Compass Dr, Canyon Lake, CA 92587
3104931999
Home Loans Inc
31534 Railroad Canyon Rd ste a, Canyon Lake, CA 92587
9512441054

Mortgage refinance companies in Canyon Lake, California help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local Canyon Lake residents often refinance to take advantage of changing rates or to access home equity for improvements.

What Does a Mortgage Refinance Company in Canyon Lake Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance fees of 500 to 1,500 dollars. Third party costs like escrow and recording fees add another 300 to 800 dollars. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Canyon Lake?
You typically need pay stubs, tax returns, bank statements, and a recent home appraisal. California lenders also require a signed application and proof of homeowners insurance.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there California specific rules for refinancing a mortgage?
Yes, California has anti-predatory lending laws under the California Homeowner Bill of Rights. Lenders must follow strict disclosure rules and cannot charge certain prepayment penalties on loans over a specific amount.