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Find Mortgage Refinance Companies Near You in Cerritos, CA

Compare mortgage refinance companies in Cerritos. Review contact information and insurance categorys before you decide.

13 agents listed
Updated June 2026
Cerritos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 13 mortgage refinance companies in Cerritos, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun West Mortgage Company, Inc. NMLS ID 3277
18303 Gridley Rd, Cerritos, CA 90703
(800) 453-7884 swmc.com
American Prime Lending
18000 Studebaker Rd # 700, Cerritos, CA 90703
(888) 852-9608 americanprimelending.com
Brooks Mortgage, Inc.
18000 Studebaker Rd # 700, Cerritos, CA 90703
(877) 655-5870 brooksmortgage.us
NTMR Holdings
10900 183rd St Suite 285, Cerritos, CA 90703
(562) 253-9927 ntmrholdings.com
Solve Lending & Realty
18000 Studebaker Rd # 700, Cerritos, CA 90703
(562) 262-9162 solvelr.com
Sun West Mortgage Eddie Rosales
18303 Gridley Rd, Cerritos, CA 90703
(562) 284-1040 eddierosales.com
New American Funding - Carmen Meraz
17871 Park Plaza Dr #125, Cerritos, CA 90703
(562) 445-4318 newamericanfunding.com
Raquel Barrios
19112 Gridley Rd suite 211, Cerritos, CA 90703
(323) 239-6422 prosperfms.com
Capital BOC
17100 Norwalk Blvd Ste 105, Cerritos, CA 90703
(562) 324-4345 capitalboc.com
CNM MORTGAGE INC
11306 183rd St Suite # 305, Cerritos, CA 90703
(562) 403-1009 cnmmortgage.com
Hozoro Mortgage
17777 Center Ct Dr N #600, Cerritos, CA 90703
(562) 739-0109 hozoromortgages.com
The Mortgage Solution
17409 Marquardt Ave Suite F, Cerritos, CA 90703
(562) 554-5449 themtgsolution.com
Fairway Mortgage Services
17212 Norwalk Blvd B, Cerritos, CA 90703
(562) 800-0253 fairwaymortgageservice.com

Mortgage refinance companies in Cerritos, California help homeowners lower their interest rate or change loan terms. Under California law, borrowers have a three-day right of rescission for most refinances. Local lenders often assist with cash-out refinances or rate-and-term changes for homes in Los Angeles County.

What Does a Mortgage Refinance Company in Cerritos Cost?

Typical costs for a mortgage refinance in California range from 2 percent to 5 percent of the loan amount. For a 500,000 dollar loan, this means 10,000 to 25,000 dollars in fees. Costs include an appraisal fee of 400 to 700 dollars, title insurance, and lender origination fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for a mortgage refinance in Cerritos?
The process usually takes 30 to 45 days from application to closing. California law requires a three-day waiting period after signing final documents. Delays can occur if an appraisal or title work is needed.
Are there California-specific rules for refinancing a home?
Yes, California Civil Code Section 1916.5 limits prepayment penalties on loans over 1 million dollars. Borrowers also have a three-day right to cancel a refinance under federal and state law. Lenders must provide clear disclosures before closing.

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