Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 mortgage refinance companies in Cerritos, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun West Mortgage Company, Inc. NMLS ID 3277
18303 Gridley Rd, Cerritos, CA 90703
8004537884
American Prime Lending
18000 Studebaker Rd # 700, Cerritos, CA 90703
8888529608
Brooks Mortgage, Inc.
18000 Studebaker Rd # 700, Cerritos, CA 90703
8776555870
NTMR Holdings
10900 183rd St Suite 285, Cerritos, CA 90703
5622539927
Solve Lending & Realty
18000 Studebaker Rd # 700, Cerritos, CA 90703
5622629162
Sun West Mortgage Eddie Rosales
18303 Gridley Rd, Cerritos, CA 90703
5622841040
New American Funding - Carmen Meraz
17871 Park Plaza Dr #125, Cerritos, CA 90703
5624454318
Raquel Barrios
19112 Gridley Rd suite 211, Cerritos, CA 90703
3232396422
Capital BOC
17100 Norwalk Blvd Ste 105, Cerritos, CA 90703
5623244345
CNM MORTGAGE INC
11306 183rd St Suite # 305, Cerritos, CA 90703
5624031009
Hozoro Mortgage
17777 Center Ct Dr N #600, Cerritos, CA 90703
5627390109
The Mortgage Solution
17409 Marquardt Ave Suite F, Cerritos, CA 90703
5625545449
Fairway Mortgage Services
17212 Norwalk Blvd B, Cerritos, CA 90703
5628000253
What Does a Mortgage Refinance Company in Cerritos Cost?
Typical costs for a mortgage refinance in California range from 2 percent to 5 percent of the loan amount. For a 500,000 dollar loan, this means 10,000 to 25,000 dollars in fees. Costs include an appraisal fee of 400 to 700 dollars, title insurance, and lender origination fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for a mortgage refinance in Cerritos?
The process usually takes 30 to 45 days from application to closing. California law requires a three-day waiting period after signing final documents. Delays can occur if an appraisal or title work is needed.
Are there California-specific rules for refinancing a home?
Yes, California Civil Code Section 1916.5 limits prepayment penalties on loans over 1 million dollars. Borrowers also have a three-day right to cancel a refinance under federal and state law. Lenders must provide clear disclosures before closing.
What documents do I need to refinance in Cerritos?
You will need pay stubs, tax returns, bank statements, and a photo ID. Self-employed borrowers may need profit and loss statements. Lenders also require a property appraisal to confirm home value.