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Find Mortgage Refinance Companies in Culver City, CA

Looking for a mortgage refinance company in Culver City? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Culver City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 mortgage refinance companies in Culver City, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coastal Capital Group
10811 Washington Blvd # 370, Culver City, CA 90232
3102809173
Silicon Beach Mortgage Inc
9415 Culver Blvd suite 224, Culver City, CA 90232
4152612473
US Bank Mortgage
5399 Sepulveda Blvd, Culver City, CA 90230
8008722657
Benefit Mortgage
6167 Bristol Pkwy, Culver City, CA 90230
8886695663

A mortgage refinance company in Culver City, California helps homeowners replace their existing home loan with a new one, often to lower the interest rate or change the loan term. California law requires lenders to provide a Loan Estimate within three business days of receiving a completed application, giving borrowers time to compare offers. Local Culver City residents may also benefit from California property tax rules that limit reassessment under Proposition 13 when refinancing without changing the loan amount.

What Does a Mortgage Refinance Company in Culver City Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $800 to $1,500. Third-party costs like escrow and recording fees add $500 to $1,000. Total closing costs often range from 2% to 5% of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Culver City?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documentation is requested by the lender.
Are there California-specific rules for refinancing a home?
Yes, California has anti-predatory lending laws that limit certain fees and require clear disclosure of loan terms. Also, under California Civil Code Section 1916.5, prepayment penalties are restricted for most refinance loans over a certain amount.