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Find Mortgage Refinance Companies in Dana Point, CA

Browse mortgage refinance companies serving Dana Point, California. Contact information and addresses listed below.

11 agents listed
Updated June 2026
Dana Point, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 11 mortgage refinance companies in Dana Point, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bydand Home Loans
34010 Callita, Dana Point, CA 92629
(877) 306-0222 bydand.com
The Dave Brown Team, First Class Lending
24701 La Plaza #103, Dana Point, CA 92629
(714) 345-0914 apmortgage.com
OC Home Loans, Inc.
24302 Del Prado Ave # B, Dana Point, CA 92629
(949) 916-9608 ochmloans.com
Karen Card, The Card Team at APM
24701 La Plaza #103, Dana Point, CA 92629
(714) 290-6940 card-team.com
Orange County Mortgage & Loan Specialist
34071 La Plaza Ste. 203, Dana Point, CA 92629
(855) 968-7684 gotyour6mtg.com
Lyon House
34179 Golden Lantern # 103, Dana Point, CA 92629
(949) 241-3900 lyonhousereverse.com
TD Co.
32565 Golden Lantern, Dana Point, CA 92629
(949) 496-6844 tdcoprivatemoneyloans.com
Planet Home Lending, LLC - Dana Point
24501 Dana Dr Office #2, Dana Point, CA 92629
(949) 336-3344 planethomelending.com
Omni-Fund Inc.- Refinance & Purchase Home Loan
34144 CA-1, Dana Point, CA 92629
(949) 481-4538
HARBOR POINTE FINANCIAL
1 Tawny Port, Dana Point, CA 92629
(949) 218-9686 harborpointefinancial.com
Laguna Sierra Mortgage Group
33971 Selva Rd, Dana Point, CA 92629
(949) 481-3800 lsmgfunds.com

Mortgage refinance companies in Dana Point, California help homeowners lower their interest rates or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand Orange County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Dana Point Cost?

Typical costs for a mortgage refinance in California include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1 percent of the loan amount, and title insurance ranging from 800 to 2,000 dollars. Third-party costs like recording fees and credit report charges add 100 to 500 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Dana Point?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. California lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there California laws that protect me during refinancing?
Yes, California Civil Code Section 1020 requires lenders to disclose all fees and terms clearly. You also have a three-day right of rescission after signing to cancel the loan without penalty.

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