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Find Mortgage Refinance Companies Near You in Exeter, CA
Directory of mortgage refinance companies in Exeter, California. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Exeter, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage refinance companies in Exeter, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brent Baker / Vero Mortgage
217 E Palm St, Exeter, CA 93221
5595948600
Cory Reeder - Home Loan Officer, NMLS #1867432
217 E Palm St, Exeter, CA 93221
5597866260
Mortgage refinance companies in Exeter, California help homeowners adjust their loan terms or lower their interest rates. California law requires lenders to provide clear disclosures under the Truth in Lending Act and state regulations. Local companies understand the Exeter real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Exeter Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance ranging from $500 to $1,500. Third party costs like credit report fees and recording fees add $100 to $300. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Exeter California?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders may also require a property appraisal and a credit report. Each lender has specific requirements based on your loan type.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur due to appraisal scheduling or document verification. Federal and state laws require a three day rescission period after signing.
Are there California specific laws for mortgage refinancing?
Yes, California Civil Code Section 1916.5 governs adjustable rate mortgages and refinancing. Lenders must follow the California Homeowner Bill of Rights which limits certain fees and requires good faith efforts to avoid foreclosure. Always review your loan estimate carefully.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.