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Looking for a mortgage refinance company in Fremont? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Fremont, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 15 mortgage refinance companies in Fremont, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Diversified Mortgage Group
39300 Civic Center Dr, Fremont, CA 94538
5104947840
Kamna Mittal at Guaranteed Rate Affinity (NMLS #926641)
3340 Walnut Ave Ste 110, Fremont, CA 94538
6505159961
Supreme Lending
41111 Mission Blvd Ste 215, Fremont, CA 94539
6504009284
TransGlobal Lending - Top Mortgage Broker in Bay Area
3340 Walnut Ave Ste 275, Fremont, CA 94538
6504307299
Stepheny Chang - Mortgage and Real Estate
39465 Paseo Padre Pkwy #1500, Fremont, CA 94538
6504270222
U.S. Bank-Mortgage Loan Officer-Tammy Maker
U.S. Bank Area Served, Fremont, CA 94536
6514358513
Associated Mortgage Group
39180 Liberty St #101, Fremont, CA 94538
5105051050
Horizon Financial Associates
39680 Mission Blvd, Fremont, CA 94539
5103779059
US Bank Mortgage
39390 Fremont Blvd, Fremont, CA 94538
8008722657
U.S. Bank-Mortgage Loan Officer-Ram Naidu
39390 Fremont Blvd, Fremont, CA 94538
5107471660
Mortgage, Bank of America
39300 Fremont Blvd, Fremont, CA 94538
6506956562
Mortgage, Bank of America
46786 Mission Blvd, Fremont, CA 94539
6506956502
Fremont Hii Loans
46509 Mission Blvd # 109-D, Fremont, CA 94539
5105052659
Chase Home Lending
46645 Mission Blvd, Fremont, CA 94539
5109137442
General Mortgage Capital Corporation - Fremont
39465 Paseo Padre Pkwy Suite 1100, Fremont, CA 94538
5106561480
Mortgage refinance companies in Fremont California help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Good Faith Estimate and a Loan Estimate within three business days of application. Local companies understand Alameda County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Fremont Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Third party fees like credit report and recording fees add 50 to 200 dollars. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Fremont?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. California lenders also require a property appraisal to confirm home value. Gather these documents before applying to speed up the process.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if there are title issues. Your lender must provide a closing disclosure at least three business days before closing.
Are there California fees for paying off a mortgage early when refinancing?
California law generally prohibits prepayment penalties on most residential mortgages. However some loans originated before 2019 may still have a penalty. Check your current loan documents to confirm if any fee applies.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.