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Find Mortgage Refinance Companies in Healdsburg, CA

Looking for a mortgage refinance company in Healdsburg? Review the directory below to compare your options.

10 agents listed
Updated May 2026
Healdsburg, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 mortgage refinance companies in Healdsburg, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Community First Credit Union
32 North St, Healdsburg, CA 95448
7075466000
Guild Mortgage - Suzanne Martindale
1207 Vine St Suite D, Healdsburg, CA 95448
7074732329
Guild Mortgage - Greg Brausen
1207 Vine St Suite D, Healdsburg, CA 95448
7073264709
Rebecca Southwick
1201 Vine St #103, Healdsburg, CA 95448
7077235811
Social Finance
375 Healdsburg Ave #280, Healdsburg, CA 95448
8554567634
Innovative Mortgage Brokers
250 Healdsburg Ave #204, Healdsburg, CA 95448
7074738755
Opal Lending
Healdsburg Ave, Healdsburg, CA 95448
7072171443
Guild Mortgage Company
1207 Vine St Suite D, Healdsburg, CA 95448
7073858474
Guild Mortgage - Mary Kennaugh
1201 Vine St #103, Healdsburg, CA 95448
7077235881
Chase Mortgage
1107 Vine St, Healdsburg, CA 95448
7074739862

Mortgage refinance companies in Healdsburg California help homeowners lower their interest rates or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Sonoma County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Healdsburg Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount plus third party fees like appraisal title and escrow which total 2000 to 5000 dollars. Some lenders offer no closing cost options but may charge a higher interest rate. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Healdsburg?
You typically need pay stubs tax returns bank statements and a photo ID. California lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or under review takes longer.
Are there California specific laws for mortgage refinancing?
Yes California law limits prepayment penalties on most refinance loans. Also lenders must follow the California Residential Mortgage Lending Act which sets rules for licensing and disclosures.