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Compare mortgage refinance companies in Hesperia. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
Hesperia, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 14 mortgage refinance companies in Hesperia, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG
9329 Mariposa Rd #110, Hesperia, CA 92344
7602457764
Tyler Nicholas Brown
9329 Mariposa Rd #110, Hesperia, CA 92344
9094727318
Choice Lending Corp
12021 Jacaranda Ave Second Floor Suite 200, Hesperia, CA 92345
7602459433
Andrew Andreasen NMLS 237132
7949 3rd Ave B, Hesperia, CA 92345
7605592423
Rylander Realty, Olive Branch Lending
7695 Alston Ave, Hesperia, CA 92345
7607134624
Skyloft Mortgage Group
17129 Main St, Hesperia, CA 92345
7603887827
Doug Heide - EZ Fundings Home Loans
9565 Seventh Ave A, Hesperia, CA 92345
7609631643
EZ Fundings Home Loans
9565 Seventh Ave A, Hesperia, CA 92345
7602408900
US Bank Mortgage
16832 Main St, Hesperia, CA 92345
8008722657
Craig Carlson - Chase Home Lending Advisor - NMLS ID 377577
12731 Main St, Hesperia, CA 92345
7602443319
Chase Home Lending
12731 Main St, Hesperia, CA 92345
7602443319
Mortgage Group
13312 Ranchero Rd, Hesperia, CA 92344
9096410527
Chase Mortgage
17317 Main St, Hesperia, CA 92345
7609481212
Hard Money Lenders Hesperia CA
9608 I Ave, Hesperia, CA 92345
7609933854
A mortgage refinance company in Hesperia California helps homeowners replace their existing home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of application and a Closing Disclosure at least three business days before closing. Local Hesperia residents often refinance to lower their interest rate or switch from an adjustable-rate to a fixed-rate mortgage.
What Does a Mortgage Refinance Company in Hesperia Cost?
Typical costs for a mortgage refinance in California range from 2% to 6% of the loan amount. This includes lender fees, appraisal fees (usually $400 to $700), title insurance, and recording fees. For a $400,000 loan, closing costs often fall between $8,000 and $24,000. Some lenders offer no-closing-cost refinances but charge a higher interest rate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Hesperia?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal to confirm the home value. Self-employed borrowers may need additional profit and loss statements.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documentation is needed. California law does not set a specific time limit but lenders must meet federal disclosure timelines.
Can I refinance a mortgage with bad credit in Hesperia?
Yes, some lenders offer refinance options for borrowers with lower credit scores. However, you may face higher interest rates or need to pay mortgage insurance. California does not have a minimum credit score requirement for refinancing, but most lenders prefer a score of 620 or higher.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.