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Mortgage Refinance Companies in Highland, CA

Looking for a mortgage refinance company in Highland? Review the directory below to compare your options.

7 agents listed
Updated May 2026
Highland, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 mortgage refinance companies in Highland, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Samantha Zumwalt - Vantage Funding
7579 Aloe Ct, Highland, CA 92346
7602179687
PRMG
27993 Greenspot Rd Unit 1, Highland, CA 92346
9095673501
California Republic Mortgage - Mortgage Broker
7579 Aloe Ct, Highland, CA 92346
9092553221
Scott Hawkinson - PRMG
27993 Greenspot Rd Unit 1, Highland, CA 92346
7605523322
Executive Mortgage
7223 Church St a13, Highland, CA 92346
9095532980
Chase Home Lending
7195 Boulder Ave, Highland, CA 92346
3305239373
Happy Investments,Inc. Highland CA
7912 Beckett Ct # C, Highland, CA 92346
9093590101

Mortgage refinance companies in Highland, California help homeowners lower their interest rates or change loan terms. California law requires lenders to provide clear disclosures under the Truth in Lending Act and the California Financing Law. Local refinance options can help you access equity or reduce monthly payments.

What Does a Mortgage Refinance Company in Highland Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,500. Third-party fees like recording and escrow can add $500 to $1,000. Total closing costs often range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance my home in Highland?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal and a credit check. Gather these documents early to speed up the process.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer. Your lender will provide an estimated timeline at the start.
Are there California laws that protect me during refinancing?
Yes, California has a three-day right of rescission for most refinances, allowing you to cancel after signing. Lenders must also follow the California Homeowner Bill of Rights for certain loan modifications. Always read all documents carefully before signing.