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Compare mortgage refinance companies in Indio. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Indio, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 mortgage refinance companies in Indio, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Mortgage
42425E Jackson St, Indio, CA 92203
7603471173
Happy Investmenst, Inc. Indio Ca
42250 Jackson St # C103-5K, Indio, CA 92203
7602895619
Hard Money Lenders Indio CA
45561 Oasis St, Indio, CA 92201
7602395082
US Bank Mortgage
42250 Jackson St, Indio, CA 92203
7608630863
Small Business Lender Indio CA
82500 CA-111, Indio, CA 92201
7605374589
Mortgage refinance companies in Indio California help homeowners adjust their loan terms or lower their interest rates. California law requires lenders to provide a Loan Estimate within three business days of receiving a complete application. Local Indio residents often refinance to take advantage of changing rates or to switch from an adjustable-rate to a fixed-rate mortgage.
What Does a Mortgage Refinance Company in Indio Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance of 500 to 1,500 dollars. Third party costs like credit report and recording fees add 100 to 500 dollars. Total closing costs often range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Indio?
You typically need recent pay stubs tax returns bank statements and a valid ID. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documentation is needed.
Are there California specific rules for refinancing?
Yes California law limits prepayment penalties and requires full disclosure of fees under the California Financing Law. Lenders must also provide a three day right of rescission after closing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.