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Find Mortgage Refinance Companies Near You in La Mirada, CA
Directory of mortgage refinance companies in La Mirada, California. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
La Mirada, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 mortgage refinance companies in La Mirada, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Exceed Lending
14241 Firestone Blvd suite 400, La Mirada, CA 90638
8335678899
Mortgage Broker | Adam Lafarga | Loan Officer | Southern California | Lender
14241 Firestone Blvd Ste 100, La Mirada, CA 90638
5627776895
DS Consulting: Dennis Sanchez
15951 Alta Vista Dr, La Mirada, CA 90638
5629022677
Alterra Home Loans
14241 Firestone Blvd Suite 205, La Mirada, CA 90638
5629262401
Trt Home Loans
15744 Imperial Hwy., La Mirada, CA 90638
6268588626
Avenue Mortgage
5539, 14241 Firestone Blvd # 110, La Mirada, CA 90638
5622299399
Mortgage Services
14241 Firestone Blvd, La Mirada, CA 90638
8887356261
Centurion Mortgage & Finance
14742 Beach Blvd #435, La Mirada, CA 90638
5625335600
Mortgage refinance companies in La Mirada, California help homeowners lower their interest rates or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Orange County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in La Mirada Cost?
Typical costs for a mortgage refinance in California include an application fee (300 to 500 dollars), an appraisal fee (400 to 700 dollars), and title insurance (500 to 1,000 dollars). Closing costs often total 2 to 5 percent of the loan amount. For a 400,000 dollar loan, you might pay 8,000 to 20,000 dollars in fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in La Mirada?
You typically need pay stubs, tax returns, bank statements, and a property appraisal. California lenders also require a signed application and a credit check. The exact list depends on your loan type and income source.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if documents are incomplete. California law does not set a specific time limit for the process.
Are there prepayment penalties for refinancing in California?
California law generally prohibits prepayment penalties on most mortgages after the first three years. For loans with a fixed rate, penalties are limited to 2 percent of the balance in year two and 1 percent in year three. Always check your current loan terms.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.