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Compare Mortgage Refinance Companies in Lafayette, CA
Directory of mortgage refinance companies in Lafayette, California. Verify credentials with the state mortgage licensing authority before hiring.
16 agents listed
Updated May 2026
Lafayette, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 16 mortgage refinance companies in Lafayette, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CA Mortgage Pro: Jerry Siegel, Mortgage Broker
3059 Rohrer Dr, Lafayette, CA 94549
9253858621
Jenna Gray Benett at Rate (NMLS #245851)
3400 Mount Diablo Blvd Suite 3, Lafayette, CA 94549
9253223162
Rubicon Mortgage Fund, LLC
3575 Mount Diablo Blvd #215, Lafayette, CA 94549
9252838919
Evelyn Freitas at Rate (NMLS #247578)
3400 Mount Diablo Blvd Suite 3, Lafayette, CA 94549
5102544674
Jason Yui at Rate (NMLS #1426398)
3400 Mount Diablo Blvd Suite 3, Lafayette, CA 94549
5109032230
Classic Home Loans
3650 Mount Diablo Blvd #240, Lafayette, CA 94549
9252995390
Jeff Becker at Guaranteed Rate
3400 Mount Diablo Blvd Suite 3, Lafayette, CA 94549
9255511499
Megan Nazeri
3641 Mount Diablo Blvd Ste 323, Lafayette, CA 94549
9252125575
Bay MCA Loan Source
3468 Mount Diablo Blvd, Lafayette, CA 94549
9258544396
American Pacific Mortgage
985 Moraga Rd #205, Lafayette, CA 94549
9252976177
Bay Area Loan Source
3650 Mount Diablo Blvd #240, Lafayette, CA 94549
9252995390
Happy Investments, Inc. Lafayette CA
3559 Mount Diablo Blvd suite 334-e, Lafayette, CA 94549
9252982109
Mortgage, Bank of America
3530 Mount Diablo Blvd, Lafayette, CA 94549
9253102738
Grace Inouye - Chase Home Lending Advisor - NMLS ID 234798
3603 Mount Diablo Blvd, Lafayette, CA 94549
5105997289
Chase Mortgage
3492 Mount Diablo Blvd, Lafayette, CA 94549
9259629801
Rate
3400 Mount Diablo Blvd Suite 3, Lafayette, CA 94549
9253923419
Mortgage refinance companies in Lafayette, California help homeowners replace their existing home loan with a new one, often to secure a lower interest rate or change loan terms. Under California law, borrowers have a three-day right of rescission after signing refinance documents for most owner-occupied properties. Local lenders also consider Contra Costa County property values and the current real estate market when evaluating refinance applications.
What Does a Mortgage Refinance Company in Lafayette Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $800 to $2,000. Third-party fees such as escrow and recording fees add $500 to $1,500. Total closing costs often range from 2% to 5% of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the right of rescission for a refinance in California?
California borrowers have a three-day right of rescission after signing refinance documents for most owner-occupied homes. This means you can cancel the loan within three business days without penalty. The right does not apply to purchase loans or second homes.
Do I need a home appraisal to refinance in Lafayette?
Most refinance lenders require a home appraisal to determine the current market value of your property. In Lafayette, appraisers look at recent sales of similar homes in the area. Some streamlined refinance programs may waive the appraisal if you meet specific criteria.
What documents do I need for a refinance application in California?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a copy of your current mortgage statement. California lenders also require proof of homeowners insurance. Self-employed borrowers must provide additional profit and loss statements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.