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Find Mortgage Refinance Companies Near You in Laguna Beach, CA
Looking for a mortgage refinance company in Laguna Beach? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Laguna Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 mortgage refinance companies in Laguna Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ziplend Inc
1590 S Coast Hwy # 7, Laguna Beach, CA 92651
8668493551
Loan Works Inc
1050 S Coast Hwy Suite D, Laguna Beach, CA 92651
9495372952
Omni Fund Home Loans
580 Broadway St, Laguna Beach, CA 92651
9497150877
Matt Nouraei - Linour Lending
990 Santa Ana St, Laguna Beach, CA 92651
9493381085
Loans By Suzette
430 Forest Ave, Laguna Beach, CA 92651
9493769789
RTC Mortgage Corporation
1000 N Coast Hwy #7, Laguna Beach, CA 92651
9494944701
Laguna Lending Group Inc
303 Broadway St # 106, Laguna Beach, CA 92651
9493762188
Coastal Pacific Financial
560 Anita St, Laguna Beach, CA 92651
9494225009
Mortgage refinance companies in Laguna Beach help homeowners lower their interest rates or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Orange County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Laguna Beach Cost?
Typical costs for a mortgage refinance in California range from two to five percent of the loan amount. This includes lender fees, appraisal fees, title insurance, and recording charges. For a 500,000 dollar loan, closing costs often fall between 10,000 and 25,000 dollars. Actual costs vary by lender, loan type, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Laguna Beach?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal is slow or if additional documents are needed.
Are there California laws that affect refinancing costs?
Yes, California limits certain fees and requires lenders to disclose all costs upfront on the Loan Estimate. The state also prohibits prepayment penalties on most refinanced loans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.