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Find Mortgage Refinance Companies Near You in Lake Forest, CA
Looking for a mortgage refinance company in Lake Forest? Review the directory below to compare your options.
13 agents listed
Updated May 2026
Lake Forest, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 mortgage refinance companies in Lake Forest, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
theLender
25531 Commercentre Dr, Lake Forest, CA 92630
8333818733
AdvantageFirst Lending
2 S Pointe Dr Suite 200-235, Lake Forest, CA 92630
8889664892
First Rate Lending
23101 Lake Center Dr #355, Lake Forest, CA 92630
9492159400
Homeland Financial Network, Inc
2 S Pointe Dr # 245, Lake Forest, CA 92630
8667845164
Rob Innerarity | LoansDirect
25182 Miles Ave, Lake Forest, CA 92630
7143579920
THM Mortgage, LLC
26632 Towne Centre Dr # 300, Lake Forest, CA 92610
9493715799
Equity123 Lending
22512 Aliso Park Dr, Lake Forest, CA 92630
9493092402
Today's Home Mortgage
27 Orchard Rd #111, Lake Forest, CA 92630
8003961496
Dane Residential Mortgage
21066 Sharmila, Lake Forest, CA 92630
9495847590
Saxton Mortgage llc
6 Orchard Rd, Lake Forest, CA 92630
9495777963
Lee Mortgage Advisors
22996 El Toro Rd, Lake Forest, CA 92630
9492740984
onDemand Lending, inc.
26242 Dimension Dr STE 230, Lake Forest, CA 92630
8885019278
Franklin Advantage
2 S Pointe Dr STE #110, Lake Forest, CA 92630
8003145626
Mortgage refinance companies in Lake Forest, California help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies can guide you through the process and explain state-specific rules like the California Homeowner Bill of Rights.
What Does a Mortgage Refinance Company in Lake Forest Cost?
Typical costs for a mortgage refinance in California include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Lender origination fees often range from 0.5 to 1.5 percent of the loan amount. Closing costs generally total 2 to 5 percent of the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Lake Forest?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. California lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.