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Find Mortgage Refinance Companies Near You in Larkspur, CA

Directory of mortgage refinance companies in Larkspur, California. Verify credentials with the state mortgage licensing authority before hiring.

15 agents listed
Updated May 2026
Larkspur, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 15 mortgage refinance companies in Larkspur, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rob Spinosa at US Bank (NMLS #22343)
700 Larkspur Landing Cir, Larkspur, CA 94939
4153650737
All California Business Loan Agency
17 E Sir Francis Drake Blvd #200, Larkspur, CA 94939
4159255225
Marney Solle at CrossCountry Mortgage
1177 Magnolia Ave Suite 1, Larkspur, CA 94939
4154548881
Coastal Agency
6 Drakes Cove Rd, Larkspur, CA 94939
8588004565
Karen Burrous at CrossCountry Mortgage
1177 Magnolia Ave Suite 1, Larkspur, CA 94939
6288770221
Scott Hellar at CrossCountry Mortgage
1177 Magnolia Ave Suite 1, Larkspur, CA 94939
4154643172
Pierre Masquelier at CrossCountry Mortgage
1177 Magnolia Ave Suite 1, Larkspur, CA 94939
4157178379
Mary Anne Daly at CrossCountry Mortgage
1177 Magnolia Ave Suite 1, Larkspur, CA 94939
4159685001
Timothy Wood at CrossCountry Mortgage
1177 Magnolia Ave Suite 1, Larkspur, CA 94939
4154641374
Judy Stern at CrossCountry Mortgage
1177 Magnolia Ave Suite 1, Larkspur, CA 94939
5613351524
Peoples Home Equity
100 Larkspur Landing Cir #100, Larkspur, CA 94939
4158910004
Max Kemsley at CrossCountry Mortgage
1177 Magnolia Ave Suite 1, Larkspur, CA 94939
4154643114
All California Mortgage Inc
17 Sir Francis Drake Blvd, Larkspur, CA 94939
8003714545
Arthur Geier at CrossCountry Mortgage
1177 Magnolia Ave Suite 1, Larkspur, CA 94939
7075398885
CrossCountry Mortgage, LLC
1177 Magnolia Ave Suite 1, Larkspur, CA 94939
4159259900

Mortgage refinance companies in Larkspur, California help homeowners lower their interest rate, change loan terms, or access home equity. California law requires lenders to provide a Loan Estimate within three business days of application. Larkspur residents benefit from Marin County property values and may qualify for streamlined refinancing under state consumer protections.

What Does a Mortgage Refinance Company in Larkspur Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance ranging from $1,000 to $3,000. Third-party fees like credit report and recording fees add $100 to $500. Total closing costs often range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Larkspur?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a signed application and a government-issued ID. Specific documents may vary by lender and loan type.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer. California law does not set a specific time limit, but lenders must provide timely disclosures.
Are there California laws that protect me when refinancing?
Yes, California has strict rules against predatory lending, including limits on prepayment penalties and high-cost loan protections under the California Financing Law. Lenders must also give you a three-day right of rescission after signing.